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BHPian NarulaAJ recently shared this with other enthusiasts:
Hi,
15 days ago, my volvo s60 (2018 model) got partially submerged in water due to heavy rain, while it was stationary, parked at my workplace (I was away with the keys in my pocket)
Not having a engine cover protection in my insurance, the volvo service guy scared me with a repair charge of whopping 1-1.5L for getting it running.
First time its happened to me, and after a few suggestions, I got to know a good 3rd party repair shop and got it fixed within a week. Turns out, water reached only the fuel injectors. Engine was safe and sound. Still got a bill of 30k. BUT, some electronics (NAV, Audio Mode, FM etc.) weren't working, specifically the sound. The service shop didn't have an answer to this.
I had to go back to the volvo service shop. Just for an inspection and cleaning of the wiring and electrical, they charged me 20k. And now it turns out that the audio module (or amp) is toast.
All electronics that aren't working are electrically routed via the amp, and to get them working, they need to replace the amp.
Getting a new one would cost 1.2-1.3L.
A friend suggests to get it checked from another 3rd party. I'm just not sure there'd be a new amp lying around for a volvo in the market. I'm confused how to go about. Looking at the pic, does it seem the amp can be repaired?
Here's what GTO had to say on the matter:
I can understand you didn't have the "engine protect" insurance add-on cover for flood damage. But wouldn't your comprehensive insurance policy cover flood damage to other components, including electronics? I was under the impression that it does.
Here's what BHPian thanixravindran had to say on the matter:
From the picture, it looks like some components in the PCBA are burnt out. I am not sure what section of Amplifier these parts are. Or what type of amplifier is used in Volvo audio. If PCB itself has burnt out, it won't be repairable. Apart from it, the Aluminum electrolytic capacitors (tall cans) can have latent damage and can act up later. They are a bit cheaper to replace. So if the board is repairable, please check to replace them as well.
You can visit the Team BHP audio section and find a good audio supplier in your location. They can assess the damage and you can then take a decision.
Here's what BHPian rahulkr14 had to say on the matter:
Hi NarulaAJ, you have mentioned that your car was stationary when it got flooded. If this is the case your basic own damage insurance should cover everything including the engine and other electronic components. If you have a Zero Dep cover, then you'll not take the hit of depreciation also. Note that engine protection cover is triggered or required only in case of "consequential damages" i.e. if you crank the engine in a flooded car and there is hydrostatic lock. You can read the wordings of Engine Protect cover of your insurer on their website.
The fact that your car was stationary is pivotal in this case and I suggest you escalate this case with the insurer keeping this point in view.Regards.
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