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Originally Posted by Rtech Ok. I understand what the agent was saying. However, what he is not telling you is that you would have to file a case, go to court, prove that the other person was at fault, then the insurance companies go to court to figure out how much to pay. |
I've filed a police case for all my accidents, including that one. The wording of the FIR apparently means a lot - in the specific case that I was referring to the FIR was worded very correctly, showing that the other chap was at fault.
In cases where each party goes after his own insurance company, the wording is vague enough - the blame is normally put on a cow or dog on the road, or to slippery road conditions. These also state that both parties have agreed that it is neither party's fault (I have a copy of one when an old man rammed his scooter into my Accent).
I dont know about the 5-year issue - the chap I mentioned read the FIR (I keep copies of them) made it sound like it was a routine affair. I can check with my lawyer back home - he will be able to tell me how practical this option is because he's a very practical sort of lawyer.
Enough said. Lets talk about Rudra's car. |