![]() | #1861 | ||
Senior - BHPian ![]() Join Date: Mar 2010 Location: Oslo
Posts: 1,809
Thanked: 407 Times
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Quote:
1. Third party insurance for a car typically costs about Rs. 1200 (I did this for one of my cars a few months ago.) 2. Only 'nationalized' insurance companies can offer TP insurance. Hope that helps in some way. | ||
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![]() | #1862 | |
Senior - BHPian ![]() Join Date: Mar 2004 Location: Mumbai/USA
Posts: 1,708
Thanked: 99 Times
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All companies offer TP cover. (Im assuming nationalized means PSUs) And the why go for only TP cover unless your cars 25 years old. In case of accident, if the customer has TP insurance, all the cost towards repairs are paid by customer whereas in comprehensive the company pays except depreciation etc | |
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![]() | #1863 |
BHPian ![]() Join Date: Jun 2011 Location: Mumbai
Posts: 651
Thanked: 302 Times
| ![]() Hi all, Can I transfer my no claim bonus from my old car to new car without selling the old car? Both the cars are insured by Bajaj Allianz. Please help guys. |
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![]() | #1864 | |
Senior - BHPian ![]() | ![]() Quote:
Just get it cross verified by Bajaj, if they do it then this will be new to me. | |
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![]() | #1865 | |
BHPian ![]() Join Date: Feb 2008 Location: Chennai
Posts: 273
Thanked: 79 Times
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Please get it confirmed again. | |
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![]() | #1866 |
BHPian ![]() | ![]() A quick question about Honda Assure Zero Depreciation Insurance (Bajaj Allianz), The service manager at Honda Peeraghari is telling me that I can claim the zero dep as many times as I want during the policy period. This sounds strange to me since the last zero dep insurance I had (Tata AIG) had a limit of 2 zero dep claims over the year. Am I being conned here? |
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![]() | #1867 |
Senior - BHPian ![]() Join Date: Feb 2010 Location: Sydney
Posts: 1,144
Thanked: 846 Times
| ![]() I have been quoted Rs 9252 for renewal of the insurance cover for the third year of my car. The car is Punto, bought in March 2010. I bought it for around 6.5 lacs, the IDV after one year was 502896 and now they have made it 452606. This figure of Rs 9552 includes a 20% No claim bonus. Look ok to go ahead? |
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![]() | #1868 | |
Senior - BHPian ![]() | ![]() Quote:
BTW who is the Insurer for the Punto now? | |
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![]() | #1869 |
BHPian ![]() | ![]() While checking online for quotes for my XETA, I got the lowest quote from National Insurance at 2950 for IDV of 120800. However, they are not available for online purchase. Soon enough I got a call from that site, stating they can offer me Oriental insurance if I am willing to forget NCB. The lowest quote available online is about 500 extra from HDFC Ergo. How can I go about getting the lowest rate from a national insurer? Will an agent honor an online quote? |
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![]() | #1870 |
BHPian Join Date: Oct 2009 Location: Pune
Posts: 84
Thanked: 6 Times
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![]() | #1871 | |
BHPian ![]() Join Date: Sep 2011 Location: Kolkata
Posts: 101
Thanked: 55 Times
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The policy documents usually mentions that the claim can be made only 1/2 times per year. Do not take the words of the Service Manager, check before you take the policy. SD | |
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![]() | #1872 | |
Senior - BHPian ![]() | ![]() Quote:
If you are going for an online quote, you will no longer need the Agent. Oriental Insurance does have online Insurance buying and renewal, have your tried? | |
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![]() | #1873 | |
BHPian ![]() Join Date: Feb 2008 Location: Chennai
Posts: 273
Thanked: 79 Times
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They are covered by Insurance as alloys is a part of the standard vehicle. Quote:
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![]() | #1874 |
BHPian ![]() | ![]() Ok, so after haggling with 4 or 5 different cos., the best quote is 3114 for an IDV of 1.22lacs with no voluntary excess. This is from Berkshire. They also offer some add on features free like overnight stay in case the car is not repairable in 12 hrs outside 100km radius, taxi reimbursement etc. I still have about 2 weeks to finalize, so unless something really good comes up, I will go with this. The policy is generated online, though the website is not very friendly. The customer service was much better. |
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![]() | #1875 |
Senior - BHPian ![]() Join Date: Feb 2009 Location: Bangalore
Posts: 1,103
Thanked: 680 Times
| ![]() AFAIK, car insurance does not cover scratches deliberately made by someone on the car. Is there any insurance provider which covers scratches deliberately made by miscreants ? I stay in an apartment complex which houses a lot of kids and teenagers. Some of these teenagers loiter around the parking area and keep fiddling with the parked cars. ![]() Rohan |
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