![]() | #2641 | |
BHPian ![]() | ![]() Quote:
Thanks for the answers ghodlur. It looks like it is going to be a write off. I'm still waiting for an estimate from ford. I'll update this thread by this weekend or early next week once i hear from BA and Ford. Too many things contributed to this accident and of course, the primary one being my weary brain after an all night rain drive on a state highway, the constant dreary hum from wheel bearing, no music and to top it off, i had all windows shut with AC at 2. As you said it is a bout of carelessness is all that took for this incident ![]() | |
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![]() | #2642 | |
BHPian ![]() Join Date: Dec 2009 Location: India
Posts: 46
Thanked: 9 Times
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![]() | #2643 | |
BHPian ![]() Join Date: Sep 2009 Location: Bangalore
Posts: 221
Thanked: 82 Times
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I chose to increase the value by 10% after the standard depreciation. Difference on a/c of this is not too much. Edit: Increasing the value will help to keep a decent value years down the line. However the best insurance is safe driving practice, always expecting the unexpected. ![]() Last edited by optimist : 30th August 2013 at 13:35. Reason: inline above | |
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![]() | #2644 |
BHPian ![]() Join Date: Dec 2009 Location: India
Posts: 46
Thanked: 9 Times
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![]() | #2645 |
BHPian ![]() | ![]() My new Car Policy is expiring on 18th October. Got a call from dealer to renew the car insurance. They are offering various premiums at various IDVs which are as follows: IDV 559008 Premium 11039 IDV 597000 Premium 11699 After this I called up ICICI Lombard where I have my insurance policy, they are giving me the following quote: IDV 518xxx Premium 10740 I am not able to understand the variety of quotes from a single insurance provider. Should I stick with a higher IDV? The person at ICICI Lomard told me that in cases of total loss, the IDV is calculated as per the latest formula and does not matter what IDV is there on your policy certificate. I am totally confused. I have time at hand since my policy is expiring in October 2013. Would appreciate if I can get some light on the above. Cheers..!! |
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![]() | #2646 | |
Senior - BHPian ![]() | ![]() Quote:
A suggestion - stay away from ICICI. | |
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![]() | #2647 | |
BHPian ![]() | ![]() Quote:
Thanks. I have got similar advise from a friend who is into general insurance sector. I have requested quotes from different insurance companies for my car insurance renewal. (royal sundaram, chola ms, etc.) Will post the same once I have them to take a final call. Any suggestions which Insurance provider to prefer. For my previous car I stuck with Reliance General Insurance. During that period I even had a claim which was processed smoothly. I get my car serviced at HASS, so almost all insurance provider have tieup with them for cashless as it is Hyundai owned service station. I am absolutely sure about reliance and ICICI having cashless tieup with them. Cheers..!! | |
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![]() | #2648 |
Senior - BHPian ![]() | ![]() I own a 2007 Spark which has NCB of 45% insured with National insurance. This car is being used by parents in my hometown. Now i have booked a Linea Tjet and planning to transfer NCB without selling my car. Had asked my father to get a NCB certificate and manager told him that he can issue a certificate only if i am selling this car. Can some one point me to a rule which states that i can get NCB certificate without selling my car? Any advise on insurance company which provides cashless service for a Fiat Linea Tjet? Preferably tie up with fiat service centre. |
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![]() | #2649 |
BHPian Join Date: Aug 2007 Location: Paradise (wish it was)
Posts: 406
Thanked: 264 Times
| ![]() Can the insurance be renewed at another branch of the same company (United India)? I am told by an agent that the NCB is lost as they would treat it as a new policy at the new branch. Is this correct? PS: I am looking at renewing it the olden way - going to the branch, paying money & getting the printed documentation (and not online). Online renewal shows it can be done only 1 month prior to expiry & my insurance is expiring tomorrow. |
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![]() | #2650 |
Distinguished - BHPian ![]() ![]() Join Date: Dec 2012 Location: Ranchi
Posts: 4,088
Thanked: 9,998 Times
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Are you sure about this? I clearly remember how my friend renewed his i10's insurance online (through policy bazar: Bajaj allianz) 2 days before the expiry of the policy. It was instant. He took out a print out instantly of the policy and the original policy was couriered to his home address. |
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![]() | #2651 | |
BHPian Join Date: Aug 2007 Location: Paradise (wish it was)
Posts: 406
Thanked: 264 Times
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Renew your existing United India Insurance policy Policies that can be renewed Online * 30 days prior to the expiry. * Policy up to Vehicle Age 5yrs Only. * Previous Policy without Claims. Policies that cannot be renewed online * Expired Policies. * Policy with Claims. * Policy with key information Engine no. , Chassis no, Registration no. missing PS: I am not looking at renewing it online OR changing the insurance company. | |
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![]() | #2652 |
Senior - BHPian ![]() | ![]() Can some one tell me which insurance company has cashless tie up with Fiat service Centres (KHT/Vecto/Aadya) in Bangalore except Future Generali? I will be buying a policy for my tjet in this month. |
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![]() | #2653 | ||
Senior - BHPian ![]() | ![]() Quote:
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Each Fiat dealer may have cashless tie up with different Insurance cos, so the best people who can tell the same are the workshop guys. Call them up & confirm. Can you elaborate on the particular rejection of Future generali? | ||
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![]() | #2654 | ||
Senior - BHPian ![]() | ![]() Quote:
Can i ask him to cancel this policy now and give me NCB certificate? Quote:
Reliance/Bharti/Iffco do not list any of the fiat service centres on their cashless garage list ![]() Will call them as per your suggestion. | ||
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![]() | #2655 | |
Senior - BHPian ![]() | ![]() Quote:
Since you have booked the T-Jet weren't you offered free insurance? If so, then you could have continued the policy for Spark and upon expiry buy a TPL cover and get the NCB letter which you could have used while renewing T-jet's insurance next year. | |
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