![]() | #6946 | |
BHPian ![]() Join Date: Aug 2021 Location: Terra
Posts: 197
Thanked: 1,514 Times
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Here's one on Amazon. | |
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![]() | #6947 |
BHPian Join Date: May 2009 Location: Jam-luru
Posts: 312
Thanked: 117 Times
| ![]() Like Cloudtail is to Amazon, who is the 'inhouse' supplier on Flipkart |
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![]() | #6948 |
BHPian Join Date: Dec 2019 Location: Bengaluru
Posts: 835
Thanked: 3,048 Times
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![]() | #6949 |
BHPian ![]() Join Date: Mar 2020 Location: Trivandrum
Posts: 40
Thanked: 864 Times
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![]() | #6950 | |
Distinguished - BHPian ![]() ![]() Join Date: May 2010 Location: Bengaluru
Posts: 3,727
Thanked: 4,266 Times
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The suggestion of other members of using a CISS ink tank kit to convert your inkjet to inktank is not a easy DIY. It is better done by professionals. Go to the area in your city where computer and IT parts and sold. There will be lot of printer repair shops. Check if they can convert the ink jet to ink tank. Get it done from them. | |
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![]() | #6951 | |
Distinguished - BHPian ![]() ![]() Join Date: Nov 2007 Location: Belur/Bangalore
Posts: 6,924
Thanked: 24,066 Times
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![]() | #6952 |
BHPian ![]() Join Date: Mar 2019 Location: Pune
Posts: 388
Thanked: 658 Times
| ![]() I want to order a product on eBay.com and it is going to be shipped from Europe. This is the first time I am ordering through eBay and was apprehensive about the customs/import duties and how does it function. The value of the product is under 100$. |
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![]() | #6953 |
Senior - BHPian ![]() Join Date: May 2006 Location: Bangalore
Posts: 1,051
Thanked: 1,680 Times
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If it is shipped through the likes of DHL or FedEx, you will almost certainly be charged a duty of 30%. You will also have to pay a customs clearance fee to the courier company. Ask the seller not to under-invoice. The fine amount will almost be equal to the product value and the duty on top of it. If it is shipped through the local post and handled by India Post here, the duty will depend on your luck. |
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![]() | #6954 | ||
Senior - BHPian ![]() Join Date: Oct 2007 Location: Seattle/Pune
Posts: 1,005
Thanked: 3,731 Times
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Quote:
Last edited by Sheel : 22nd September 2021 at 11:28. Reason: Please use the EDIT or QUOTE+ (multi-quote) button instead of typing one post after another on the SAME THREAD! Thanks. | ||
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![]() | #6955 |
Distinguished - BHPian ![]() ![]() Join Date: Jun 2007 Location: Chennai
Posts: 10,203
Thanked: 20,475 Times
| ![]() Transaction Failed/Declined --- Money gone from account anyway. Is it just me? Is it just Axis Bank? I have had this experience at least three times recently. An online transaction fails or is declined by the bank, for which exact reason is never given, only maybes. However, the money is debited from the bank anyway. Refund may come, if chased. But it may take days or weeks. Currently, Axis owes me about 11k for declined transactions from several days ago. Plainly, this is no small sum. For a start, it is far too much to attempt the same transaction again before it is refunded. Is there anyone here with similar experience? What do you do about this? Is there anyone here in the banking industry who can explain what is going on? How can a bank not pay, but debit the money anyway. What would happen if there were insufficient funds? Axis bank has this money in a banking hole somewhere. It is not counting towards my minimum balance, which is a concern as the end of the month approaches, and not earning the small amount of interest paid on savings accounts. Is this why they do it? Any comment/advice? |
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![]() | #6956 | |
Senior - BHPian ![]() Join Date: Oct 2007 Location: Seattle/Pune
Posts: 1,005
Thanked: 3,731 Times
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The first 2-3 times it happened I notified cust-care immediately to which their standard reply would be "it will be credited back in 2 days. If not, let us know". Thankfully I got money back on all the instances. Another black hole is the ATM. My 20k were eaten by the machine. The dispenser flap never opened after counting the money and transaction just got cancelled, and money debited from account. Panic set in and I frantically called customer care to describe what just happened. It appears that it is way common phenomenon. Money was put back in the account in 10 minutes. But imagine, someone is in hurry or emergency for hospital and this happens. | |
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![]() | #6957 | |
Senior - BHPian Join Date: Dec 2008 Location: Bangalore
Posts: 2,997
Thanked: 3,576 Times
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The thing is, debit happens first. If the debit is successful, then the bank informs the merchant and finally, the merchant provisions the service / books the sale. The sort of problem you mention most often happens in the "bank informs the merchant" step. There are 2-3 different ways banks manage this step, each with its own failure modes. And when this step fails, merchant will inform you "transaction failed" but from the bank's perspective it has succeeded. The feedback/error correction loop here is via a reconciliation process. Banks will send a periodic (daily, usually) reconciliation report to the merchant and the merchant is expected to tally that with orders placed. And in cases where the reconciliation report mentions a successful transaction but merchant has not provisioned the order, the merchant is expected to either handle it via delayed provisioning or instruct the bank to refund the customer. Since you are not getting the money back, my guess is that the merchant is dillydallying in the reconciliation process. They daren't do that with credit cards (because if you complain to the bank it becomes a chargeback and then they face hefty fines) but with netbanking etc. it is somewhat more prevalent. A written complaint, preferred through your local branch manager, will get some action from the bank and hopefully, will get your money back. Edit: Decent e-commerce vendors will have automatic tickets raised whenever a transaction fails, and an assigned CRM representative - who has the tools at their disposal to check the bank's system for the actual status of the debit and if successful, override the site's conclusion and manually provision your order. With Amazon in fact, this whole process is automated. Last edited by binand : 22nd September 2021 at 22:07. | |
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![]() | #6958 | |
Distinguished - BHPian ![]() ![]() Join Date: Jun 2007 Location: Chennai
Posts: 10,203
Thanked: 20,475 Times
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In fact, my first experience of this, a few months ago, was with Amazon. They tried to be helpful, in a not-much-we-can-do way. They were able to give me a reference number to give the bank. It still took some time for the bank to make the refund. Actually, I have received one of two refunds today. Sunday transaction, Wednesday refund: I suppose that is within the stated parameters, although this n-number-of-days thing seems to me to we fundamentally wrong when it should be instant! This time I messaged our customer contact at the bank quickly. That, at least, cuts out the period during which one has not yet complained. Cheers! I'd hate to have 20k eaten by an ATM. So far, those machines have always given me the cash. Last edited by Thad E Ginathom : 22nd September 2021 at 23:41. | |
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![]() | #6959 | |
BHPian ![]() Join Date: Jul 2008 Location: Madras
Posts: 722
Thanked: 1,044 Times
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The merchant has about 11 days to accept the credit or reject. At the end of the period, if the merchant has not accepted the credit , the money is returned to the customer. Sometimes, the payment gateway's token may not reach the merchant site and so the merchant site will not process the transaction as an order. It is like the saying there is a slip between the cup and the lip. In such cases, the wait period for the return of the money is as high as the 11 days. But you can contact the merchant and ask him to refund the money - a simple process that can result in your refund within one business day. Big players like Amazon have their own payment gateway system and so there is smooth transaction overall. There is no 3rd party to shift the blame game. Truth be said, 95 % of genuine online merchants would act fast and refund/allocate the money to the customer for their own credibility. | |
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![]() | #6960 | |
Distinguished - BHPian ![]() ![]() Join Date: Jun 2007 Location: Chennai
Posts: 10,203
Thanked: 20,475 Times
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Before this, refunds were always prompt. | |
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