Re: The Credit Card Thread Quote:
Amazon spends gives back around 16.6% in reward points and Flipkart gets around 10% back. To maximise spends, anything over 1000 Rs bought online is gone through the smartbuy platform and then routed to amazon.( I bought a MacBook Air M1 for effectively 54K after point rebate and discounts last December.(I got 10X rewards in this offer.))
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That's interesting. ALthough I have utilised some vouchers till date, but not that effective. I bought Flipkart vouchers worth 8k for 16K points and PVR vouchers worth 2K for 4k points. I'm too trying to buy amazon gift card via smartbuy so that everyone in family buys every little item through Amazon Pay. Quote:
4. I've never received the club Marriott membership as I've been using the card for almost 5-6 years from now. AFAIK new cards get them but its pretty much useless.
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Seriously. Its a gimmick which they market so loud. It's not much help in India, not sure about other countries too. Quote:
5. If you are an individual who dines out frequently, Dineout offers free Gourmet passport membership on Infinia cards. Gourmet passport usually gives 15-25% discount on the entire bill in select restaurants and HDFC offers 15% on top of that until 1000 rs. Massive savings IMO. Have saved well over 75,000 Rs doing this.
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Getting into habit of this. I have Zomato pro plus too, so I check which one's applicable. Got decent discount on last outing. THough we order more, so Zomato seems useful with free deliveries. Quote:
6. Get add on's for all your family members. If you have a family of 4, who have PAN Cards, Everyone can get an infinia at no cost and added benefit is every add on member gets Infinite Priority Pass on their name.(Boon if you travel frequently.)
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That's great! I'll get at least one for the wife. Quote:
Please feel free to ask anything if at all. Happy to help a fellow BHPian. I basically have a PhD in maximising infinia rewards by now .
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I can see that  . And I'm thankful mate. Will be sharing my elevated experience soon. Quote:
Originally Posted by tejas08 On that Vistara Infinite, I feel Vistara Signature or SBI Vistara Prime gives better value as Business Class on Domestic flight rarely ever give u the real business class experience. Instead accumulate Airmiles via other cards and fly Business Class on Medium or Long Haul Flights. Check the link further below of the post I had made. |
You're right on the value benefit. But if someone travels at least twice a month, having Vistara gold membership also helps. It provides you priority services and lounge access, helpful in non-metro cities as well as Delhi airport. They had a seperate lounge before which was better as it was just at the gate, but still, you get a seperate section with business class in premium plaza lounge, less crowded than the other section where most of the CC holders gather. It also has better reward earnings on points 6 points for 200 spend. Quote:
Second - All kinds of gift vouchers @ 1:1. But its borderline unethical hack as its against the system/ redemption options set by HDFC for Infinia users.
P.S - As much as I want to, I cannot share that hack. Its a ticking time-bomb with a potential to cause a massive devaluation of Infinia.
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Well, you shouldn't have shared the half truth, mate  Kidding. I'll still try to dig and find out though.
Thank you for all the valuable information. |