Team-BHP > Shifting gears
Register New Topics New Posts Top Thanked Team-BHP FAQ


Reply
  Search this Thread
2,722,344 views
Old 4th August 2023, 21:18   #6841
Newbie
 
mtripathi13's Avatar
 
Join Date: Nov 2022
Location: Kolkata
Posts: 9
Thanked: 255 Times
Re: The Credit Card Thread

Dear expert members,

Kindly pardon me for a noob query. Say I have two credit cards, both of which are accepted at domestic airport lounges by simple swipe in. Now if me and my wife travel and want to use the lounge, can I swipe the two cards so that we both can use the lounge??. Is there any difficulty, technical or other wise in such a case?.

Any pointers shall be very helpful.
mtripathi13 is offline  
Old 4th August 2023, 22:11   #6842
BHPian
 
dmplog's Avatar
 
Join Date: Oct 2007
Location: Pune
Posts: 329
Thanked: 426 Times
Re: The Credit Card Thread

Quote:
Originally Posted by mtripathi13 View Post
Now if me and my wife travel and want to use the lounge, can I swipe the two cards so that we both can use the lounge??.
Yes, you can 2 of your cards to get access to you and your wife. I recently did this (3 cards)
dmplog is offline   (2) Thanks
Old 4th August 2023, 22:37   #6843
BHPian
 
Engine_Roars's Avatar
 
Join Date: Feb 2015
Location: Pune
Posts: 430
Thanked: 3,014 Times
Re: The Credit Card Thread

Quote:
Originally Posted by mtripathi13 View Post
Dear expert members,

Kindly pardon me for a noob query. Say I have two credit cards, both of which are accepted at domestic airport lounges by simple swipe in. Now if me and my wife travel and want to use the lounge, can I swipe the two cards so that we both can use the lounge??. Is there any difficulty, technical or other wise in such a case?.

Any pointers shall be very helpful.
Very much doable also check with the lounge or your credit card customer care if it the card allows 2 persons to use a lounge. Some card do allow. I recently used my HDFC Regalia Gold for 2 of us.
Engine_Roars is offline   (1) Thanks
Old 4th August 2023, 22:54   #6844
CDM
BHPian
 
Join Date: Apr 2009
Location: NOIDA
Posts: 105
Thanked: 102 Times
Re: The Credit Card Thread

I guess your question is whether only the card holder has lounge access. The answer is NO.

2 cards means 2 persons can use the lounge. Some cards do allow 2 people on the same card but that is rare.

CDM
CDM is offline   (1) Thanks
Old 5th August 2023, 13:07   #6845
BHPian
 
tejas08's Avatar
 
Join Date: Nov 2013
Location: Mumbai
Posts: 382
Thanked: 1,455 Times
Re: The Credit Card Thread

Quote:
Originally Posted by sen2693 View Post
You are right. i do have once a year expenses like insurance, flights etc. But am not sure it would be prudent to get CCs for each use case, cause then I might end up with too many!!
Never said that. That's not the way to look at Credit Cards but those spends too need to go on Credit Cards to give bigger perks.

For Example - 4.5 Lacs worth Annual spends on a SBI Vistara Prime Card can get you 4 Premium Economy Tickets and CV Points worth about 3 Economy Tickets for Domestic Sectors. In this case, the cumulative spends across most of the day to day categories count.

Add an Amex Platinum Travel to it and you can spend another 4 Lacs on this card thru the year to get Rs. 10,000 worth Taj Vouchers and about 48,000 Amex MR Points. Convert these Amex MR Points in Marriott Bonvoy or additional Taj vouchers and you effectively have Flights thru SBI Vistara and Hotels thru Amex for a 3-4 nights vacation.
tejas08 is offline   (7) Thanks
Old 5th August 2023, 19:16   #6846
Senior - BHPian
 
Join Date: Oct 2008
Location: Pune
Posts: 1,988
Thanked: 4,101 Times
Re: The Credit Card Thread

Quote:
Originally Posted by mtripathi13 View Post
Dear expert members,

Kindly pardon me for a noob query. Say I have two credit cards, both of which are accepted at domestic airport lounges by simple swipe in. Now if me and my wife travel and want to use the lounge, can I swipe the two cards so that we both can use the lounge??. Is there any difficulty, technical or other wise in such a case?.

Any pointers shall be very helpful.
As long as the name holder of the car is present, then you can enter your co-travellers on that card. So even if the two credit cards are in your name, you can enter your wife on one of those, not an issue.
ani_meher is offline   (2) Thanks
Old 6th August 2023, 19:39   #6847
BHPian
 
avingodb's Avatar
 
Join Date: Sep 2011
Location: Delhi/Mumbai
Posts: 700
Thanked: 764 Times
Re: The Credit Card Thread

My wife got Lifetime free offer from ICICI Sapphiro and she took that. Now ICICI has issued two cards, one being Amex and the other being Mastercard. What is the point of having two cards? And is there a benefit in switching to a Visa card? the CRM has said it can be done.
avingodb is offline  
Old 6th August 2023, 20:08   #6848
BHPian
 
Join Date: Jul 2022
Location: Mumbai
Posts: 133
Thanked: 632 Times
Re: The Credit Card Thread

Quote:
Originally Posted by SedateGuy View Post
I recently linked my Axis Bank Ace CC to my Gpay, and have been trying to pay my electricity bill (approx 6500), but the transaction does not complete giving me an error message that the UPI limit for the bank has been exceeded.

Called up help they said no reason for the error. Any one facing a similar problem? What could be the solution?.
Update to my problem. Contacted Gpay customer care, they fixed the problem after one false start.
SedateGuy is offline   (1) Thanks
Old 6th August 2023, 20:19   #6849
BHPian
 
turbospooler's Avatar
 
Join Date: Mar 2013
Location: Pune
Posts: 402
Thanked: 1,193 Times
Re: The Credit Card Thread

Quote:
Originally Posted by avingodb View Post
My wife got Lifetime free offer from ICICI Sapphiro and she took that. Now ICICI has issued two cards, one being Amex and the other being Mastercard. What is the point of having two cards? And is there a benefit in switching to a Visa card? the CRM has said it can be done.
Listing in points for better understanding:
i) It is the way ICICI operates. They give dual variant card with shared credit limit. Amex variant has higher reward rate, but it is not accepted everywhere due to Amex network. When you hit that hurdle, just pull out your Mastercard variant which has higher acceptance.
ii) You will get BookMyShow Buy One Get One offer twice instead of just once.
iii) Number of Lounge access is also increased. You can check the Visa lounges and Mastercard lounges and see which make more sense to you and then make the switch.
iv) You can avail the Amazon or Flipkart sale offers (whenever applicable), twice instead of once.

Hope this quells any confusion you have had.
turbospooler is offline   (2) Thanks
Old 6th August 2023, 22:17   #6850
BHPian
 
Join Date: Dec 2018
Location: Kolkata
Posts: 33
Thanked: 31 Times
Re: The Credit Card Thread

Thinking of leaving Axis Vistara, any suggestion as to which Axis card?
This would be the no 2 card in the lineup.
Already have HDFC Millennia, IDFC FIRST & ICICI Amazon.
arindam.dino is offline  
Old 6th August 2023, 23:47   #6851
BHPian
 
Guite's Avatar
 
Join Date: Jul 2008
Location: NCR
Posts: 738
Thanked: 641 Times
Re: The Credit Card Thread

I have been having multiple payment timeout issues with Axis Bank card. I have an ongoing transaction dispute caused by transaction timeout. It is going to take minimum 30 days to fully resolve. I am going to wait and see how it pans out.
Guite is offline  
Old 7th August 2023, 00:00   #6852
Senior - BHPian
 
harry10's Avatar
 
Join Date: Jul 2008
Location: Faridabad/Delhi
Posts: 2,743
Thanked: 4,100 Times
Re: The Credit Card Thread

Quote:
Originally Posted by ani_meher View Post
As long as the name holder of the car is present, then you can enter your co-travellers on that card. So even if the two credit cards are in your name, you can enter your wife on one of those, not an issue.
What about the kid?
Do we need to swipe 3 cards for card holder, wife and kid or there is an age limit criteria for kids?
harry10 is offline  
Old 7th August 2023, 10:53   #6853
BHPian
 
Guite's Avatar
 
Join Date: Jul 2008
Location: NCR
Posts: 738
Thanked: 641 Times
Re: The Credit Card Thread

Quote:
Originally Posted by mtripathi13 View Post
Dear expert members,

Kindly pardon me for a noob query. Say I have two credit cards, both of which are accepted at domestic airport lounges by simple swipe in. Now if me and my wife travel and want to use the lounge, can I swipe the two cards so that we both can use the lounge??. Is there any difficulty, technical or other wise in such a case?.

Any pointers shall be very helpful.
They don't check who is going to use the lounge. All that matters is eligible cards. I have taken travel buddies in using my cards. Priority pass even allow multiple people on one card.
Guite is offline  
Old 7th August 2023, 11:45   #6854
BHPian
 
Join Date: Mar 2021
Location: Mumbai
Posts: 35
Thanked: 54 Times
Re: The Credit Card Thread

Quote:
Originally Posted by Guite View Post
Priority pass even allow multiple people on one card.
This can be a little misleading, so good to specify here that Priority Pass would cost approx. Rs. 1,700/- per person including primary card holder for domestic airport usage unless you have Infinia or Magnus.

Last edited by Aditya : 8th August 2023 at 07:56. Reason: Quote tags fixed; grammar & punctuation
deep_blue is offline  
Old 7th August 2023, 13:13   #6855
Distinguished - BHPian
 
itwasntme's Avatar
 
Join Date: May 2007
Location: BANGALORE
Posts: 7,727
Thanked: 14,180 Times
Re: The Credit Card Thread

Quote:
Originally Posted by Guite View Post
They don't check who is going to use the lounge. All that matters is eligible cards. I have taken travel buddies in using my cards. Priority pass even allow multiple people on one card.
Although if I remember correctly, they charge ~29$ for the additional person in international lounges.
itwasntme is offline  
Reply

Most Viewed


Copyright ©2000 - 2025, Team-BHP.com
Proudly powered by E2E Networks