[mobike008]

Originally Posted by rakesh_r;3487777I

would like to ask people out here who have bought a Triumph on loan.From which bank have you guys taken from,as I intend to buy a bonnie.I believe Triumph has a tie up with HDFC.
I would appreciate if someone could pen down their experiences during the loan processes. A short and brief description on the rate of interest,time taken for approval etc would be welcome.

It was initially advertised that HDFC bank has tied up for loan processing. There is no such thing of tying up etc as its just a jargon to ensure you take loan only from HDFC bank. Marketing Gimmick !!

In reality, you can take loan from whichever bank you finalize. Since i bank with HDFC, I did enquire from them and they offered me a bad deal despite being one of their prestige customers so i immediately moved to IOB and Vijaya Bank ( bank with both of them as well)

Got an amazing deal and treatment I get from Vijaya Bank is unreal. Sipping on soft drinks in BM cabin and sign a few papers and thats it

Interest rate is extremely low ( 10.50%) as against HDFC Bank's best offer of 12.75%. IOB even offered 10.25% but, i have better relationship with Vijaya Bank so went with them

Another best part is Vijaya Bank or IOB being PSU's dont charge any penalities for pre-payment after 6 months unlike 3% by private banks

I recommend that you get the loan processed from a nationalised bank

[anandjha]

Originally Posted by mobike008

Another best part is Vijaya Bank or IOB being PSU's dont charge any penalities for pre-payment after 6 months unlike 3% by private banks

I recommend that you get the loan processed from a nationalised bank

At the KTM dealership I was recently told that HDFC's ROI is 10.25%. It is better to enquire from different banks. One interesting addition. Few years ago when I had gone for my second car with pre-approved loan from HDFC, SA told me that SBI (Maruti had a tie-up) was offering lower ROI. But when we calculated EMI per lakh, quite surprisingly, HDFC's was lower. Needless to add we both, SA and I were

Yes you are correct on the pre-payment part.

[mobike008]

Originally Posted by anandjha

But when we calculated EMI per lakh, quite surprisingly, HDFC's was lower.

All this 10.25% or 10.50% is usually eye wash as they have a different mechanism to calculate the interest and works out much higher ( I think its called IRR-Internal Rate of Return) than above mentioned figures and dont forget the 1 EMI taken in advance contributes a lot to bump up the final interest % figure

Simple way is to calculate EMI per month for same period. Lets take a simple hypothetical example :-

Loan : 5 Lakhs
Tenure : 5 years
EMI/Lakh : Rs.2,000
EMI/Month : Rs.10,000

With above figures, keep comparing proposals from all banks. I did exact same with all banks and Vijay Bank was the lowest EMI per lakh for a 5 year period.

Points to keep in mind :-

1. Always take loan in round figure. Never take loan like 4.89 lakhs etc

2. I personally take as less amount for loan as possible and pay more cash up front

3. Always pre pay if there is no penalty. I have already paid off a sizeable chunk of my Bonnie loan as there is no penalty

[djay99]

Triumph Street Triple is available now in Red-Black combo. Triumph has uploaded lot of pictures on its indian website http://www.triumphmotorcycles.in/bik...eet-triple-abs Called up Keerthi and they confirmed availability of Red-Black combo in India. On-road price is 8.92L and 3 months waiting period.

Edit: Street Triple in Blue colour is no more available.

[hifisharu]

Yup, those are touted as the 2015 colors. Only Red, white and black. Even the Green is gone, I guess. The color change is that the tail section used to be body colored, is now only black. Same case with the radiator shrouds. Only the fuel tank and the front mud guard will be body colored.

Also, the Triumph lettering on the tank is now like on the Bonnie and the
'Street Triple' decal is now in two lines, instead of one

Triumph have also launched new colors for the T100 and Tiger.

Good to see the latest updates being available here, so soon./

[djay99]

Originally Posted by hifisharu

Yup, those are touted as the 2015 colors. Only Red, white and black. Even the Green is gone, I guess. The color change is that the tail section used to be body colored, is now only black. Same case with the radiator shrouds. Only the fuel tank and the front mud guard will be body colored.

Diablo Red looks good IMO. Even i think green is not available.

Is tail section painted in black colour on Crystal White ST?

[hifisharu]

Originally Posted by djay99

Diablo Red looks good IMO. Even i think green is not available.

Is tail section painted in black colour on Crystal White ST?

Looks like the Crystal White remains pretty much the same. Only the radiator shroud gets a color change


http://www.jacklilley.com/triumph/ne...m#.U9nZNmMu8dU

[sreejith.j]

How good is the Triumph owners group in India? Especially the BRATS - Bangalore Riders Association of Tiumphs.

Are there weekly rides just like HOGS ?

[r_nairtvm]

Originally Posted by sreejith.j

How good is the Triumph owners group in India? Especially the BRATS - Bangalore Riders Association of Tiumphs.

Are there weekly rides just like HOGS ?

The BRATS are doing a good job with weekly rides and even an over nighter ride, which was really appreciated by the participants. Even the weekly rides attrack at least 10 - 15 bikes and quiet an enthusiastic bunch I would say.

As per my experience, not so regimented as the HOGS.

Keerthi Triumph supports the group quiet well in the logistics department of the long rides etc and the Managers are often part of the weekly ride out groups

Best Regards & Ride Safe

Ram

[pramods]

Hi guys, this is my new ride currently facing lots of problem with RTO registration, will update once everything settles down.




-Pramod

[Fullrevs]

Congratulations Pramod! Could you elaborate more on the RTO issue? Looking forward to your review of the bike.

[mobike008]

Pramod, Congratulation. Great to see that you could finally lay your hands on the Tiger

Sorry to know about the RTO issues. Iam sure it should get resolved soon as you live in a place where Triumph dont have a dealership

Look forward to your ownership thread on the forum

Cheers & Enjoy your Tiger

[Turbanator]

Harley Davidson Fat Bob or Triumph Thunderbird Storm?

Will need inputs, which of these will be worthy upgrade ovver my Sportster 883L . Being 40 + I am looking only at cruiser .

Note from Support - Please avoid posting in all CAPS as it comes across as shouting.

[sreejith.j]

Originally Posted by Turbanator

HARLEY-DAVIDSON FAT BOB OR TRIUMPH THUNDERBIRD STORM

Will need inputs , which of these will be worthy upgrade ovver my Sportster 883L . Being 40 + I am looking only at cruiser .

This is a question where either of the options can win. Let me give some pointers though

Thunderbird

Positives
1. Parallel Twins with Liquid Cooling
2. Amazing Torque and Power (98 BHP)
3. Good Breaking. - Dual rotors with Nissin brakes
4. Massive 22 Liter tear drop tank
5. Lesser heat
6. 100 CC more than Fat bob. Fat bob in India comes only with the 96 CI engine which is 1600 CC
7. Longer service intervals - 1 year or 10K KMS

Negatives.
1. Not an evolved biker Community like HOGS.
2. Aftermarket customization is not much possible.
3. Build quality is not as great as HD's


Fat BOB.

Postives.

1. Its a Harley Davidson. People Get it for the Badge.
2. Dual Disc Rotors. Better braking stance.
3. Better handling in the Dyna series.
4. HOG community
5. After market customization
6. Better service network.

Negatives

1. Heats worse than an oven in street conditions.
2. Vibrations - HD trademark.
3. Indian Fat bobs get the 96 CI engine than 103 CI engine internationally.


These are points that differentiate them. There is a lot of similarity in the looks of these bikes. Also Thunderbird is a CBU and Fat Bob is a CKD unit

This decision can be taken only by heart bro. All the best.

[Turbanator]

Thanks Sreejith

What you have mentioned is very correct . Its only in India that HD is continuing with 96 motor in Dyna maybe 2015 Model Year can get 103 . As per Specs at HD India website in past engine was 103 ( only on website - they were always using 96 on bikes ) which has now been corrected to 96 recently so don't know if they have plans to get bigger motor here. I have not driven any Dyna with 103 engine so can't comment on change in performance .

Has anyone hands on experience with both of these bikes and can share feedback . I do plan to take test drives for Triumph soon .