Team-BHP > Shifting gears


Reply
  Search this Thread
2,213,806 views
Old 23rd January 2023, 12:55   #6151
BHPian
 
Join Date: Dec 2016
Location: BANGALORE
Posts: 297
Thanked: 1,297 Times
Re: The Credit Card Thread

Quote:
Originally Posted by anti21 View Post
It is Meet and Greet service also available at a price at most major Airports (Generally 2500 without lounge access and 3500 with lounge access). What it is basically you get a porter and an executive who takes you and your luggage through priority entrance gate, then via a buggy to check in counter (where they request for Business/Priority check in granting it is on the hands of the airline and not on them, if airlines decline, you have to go through standard lines while they accompany you). Then they take you to priority security check via buggy. Then if you want to go to lounge (or have taken the lounge one), they will drop you to the lounge. The porter will then go and wait at the gate for boarding to start and once it starts, will come and get you to drop you off at the gate (via buggy). You get this for 8 max persons in a year. So if you are traveling as family of 4, 4 out of 8 will be used up or you can use it for yourself 8 times while traveling.
Can this be utilized by the addon card holders,When primary cardholders not travelling
aadya is offline  
Old 23rd January 2023, 14:11   #6152
Team-BHP Support
 
Join Date: Sep 2010
Location: All over!
Posts: 7,702
Thanked: 18,981 Times
Re: The Credit Card Thread

Quote:
Originally Posted by anti21 View Post
It is Meet and Greet service also available at a price at most major Airports (Generally 2500 without lounge access and 3500 with lounge access).
Which airport has these rates?!

The Meet & Greet at Mumbai airport (for international departure) is 5500+tax. And this includes only expedited check-in and immigration. If you want lounge access and a buggy ride, it is ~14k.

https://airportservices.co.in/mg/Dep...i-Shivaji-Intl

https://csmia.adaniairports.com/pranaam-services.aspx

I'd enquired when travelling out of India a year back, when Covid norms were relaxed and airports saw huge queues for all formalities. Was quoted 25k for a family for four adults and a kid at Mumbai airport.
libranof1987 is offline  
Old 23rd January 2023, 14:23   #6153
BHPian
 
tejas08's Avatar
 
Join Date: Nov 2013
Location: Mulund, Mumbai
Posts: 382
Thanked: 1,051 Times
Re: The Credit Card Thread

Surprise to see these messages about Magnus. My thoughts against the issues / unhappiness which the users are expressing.

P.S. - Do consider the aspect that I am posting some of the comments based on experiences of 100s of Magnus card users being somebody who talks / shares about Credit Cards on Social Media and has a decent followership. No intention to prove anybody right or wrong.

Quote:
Originally Posted by Pancham View Post
A heads up to people who are looking for Axis Magnus Card:

1. Not all your expenses may show up in the Travel Edge rewards page for some reason. A bunch of my expenses are not showing up even though later date expenses from same vendor (e.g., Swiggy) do appear in the statement.

2. They round up your points because of which you loose anywhere between 5-46% - if the transaction amount is low) of points. Example: If you spend INR 372, (per INR 200, 12 points) you should get 22 points but you will get 12 points only. This amount adds up when you make large number of transactions.

Overall, I have lost around 844 points this month because of 1 and 2. Reason 2 is minor but because of 1 I have lost out a lot. As per my calculation I should have got 3,2XX points but they have credited only 2,4XX points.

So much for a premium card.

P.S: Will share an update if they show up at a later date.
1. Axis Systems are messed up. I avoided the temptation of getting into Axis Cards for this same reason till the day they announced their Airmiles Transfer Partners for their Credit Cards. That day changed the Indian Credit Card Scenes. Axis Magnus dislodged the might HDFC Infinia from the top spot in Indian Credit Cards.

Why am I mentioning this? Even Axis did not expect the kind of response Axis Magnus and other Axis Cards got. Axis is where HDFC was 4 years back when it comes to Credit Cards Reward Points tracking and posting. All I can say is that they are getting better.

And this competition has ensured that HDFC wakes up from its slumber with HDFC expected to bring in new Airmiles Partners.

2. Round-Off is the case with every Reward Points earning card. Just the impact of the Round-Off is different across cards. Even on SCB Ultimate from 1 to 14 Rs., it is round down. So people lose here too. What people are not taking into account is that SCB Ultimate is nowhere as rewarding as HDFC Infinia or Axis Magnus if travel redemptions is your priority. If travel redemptions is not the priority then best to switch to SBI Cashback card.

My Two Cents - You are looking at probably the highest rewarding card globally when it comes to Airmiles. Focus on the 1 Lac Milestone instead of rewards not being received on certain differential amount on every transaction.

Quote:
Originally Posted by Karan_n8 View Post
Woah! While the second point is understandably been concealed in one of the million T&Cs the your first point is alarming. it isn't possible to track if each of these expenses have been taken into account or not!
Also does anyone know how and when do the bonus 25k rewards points credited ? I've got my first statement and spent about 200k in the first month, yet to see these being reflected in my Traveledge portal. That that the Traveledge ortal itself isn't working is a different issue.
The 25K Bonus comes after 90 days. I have received it for two months till now and they are within the time-frame.

Quote:
Originally Posted by vinu_h View Post
3rd being the 25k. Again, takes them 90 days, the biggest turn off.

SBI cashback and SC Ultimate are my main stay now. They credit the points and cashback within a day or two and are very easy to follow.
Banks arent charity houses. They too need to protect their interest. Similar T&Cs are on HDFC Smartbuy, Amex Reward Multiplier, Citibank Referral etc etc.

If you are in this game from a long term perspective, these TATs shouldn't matter much, specially when its about Airmiles accumulation. Airmiles accumulation is a game of Patience. You accumulate points for 12-18 months to redeem for a major travel goal.
tejas08 is offline   (4) Thanks
Old 23rd January 2023, 16:17   #6154
Senior - BHPian
 
Jaguar's Avatar
 
Join Date: May 2006
Location: Bangalore
Posts: 1,223
Thanked: 2,670 Times
Re: The Credit Card Thread

Quote:
Originally Posted by aadya View Post
Can this be utilized by the addon card holders,When primary cardholders not travelling
I don't think so. In the axis bank portal, it defaults to the cardholder as the first person and only gives you the option to add additional guests. The service also needs to be booked 48 hours in advance.

Quote:
Originally Posted by libranof1987 View Post
The Meet & Greet at Mumbai airport (for international departure) is 5500+tax. And this includes only expedited check-in and immigration. If you want lounge access and a buggy ride, it is ~14k.
In Bangalore, it is 2700+ tax for domestic departure. I am not sure if it is per person or for two, but this was the rate quoted when I dropped my mom and aunt off at the airport last week. They only opted for the porter service wherein one is escorted up to security. This costs 300 for up to 3 bags. The buggy ride from the drop-off point to the departure entry was free.
Jaguar is offline   (1) Thanks
Old 23rd January 2023, 19:18   #6155
Senior - BHPian
 
vkochar's Avatar
 
Join Date: Aug 2006
Location: Delhi / Agra / London
Posts: 2,146
Thanked: 821 Times
Re: The Credit Card Thread

Just hopped on to AXIS MAGNUS in addition to already having INFINIA and ROYALE Kotak

I will get rid off the ROYALE and move to a mix of AXIS & INFINIA

Axis - Meet & greet - I utilized this last week while travelling to Italy. I booked for 1 and he quickly met me escorted me via the VIP Gate amidst a mad rush outside at least 20 - 30 minutes for entering the IGI due to crazy rush given the red eye flight and those times are pretty heavy.

I was Business class so obviously went to the business desk.

Immigration was done quickly at the G20 counter as it was empty and secutiry for me as well as a few friends done via the VIP checkpost.

Post this I told him to meet me 30 minutes before boarding and he duly did and took a buggy for me and my friends - no questions or anything.

Tipped him handsomely.

So as long as you book for 1 he will gladly include more if required all depending on the mood and your wit. Just my two cents so if anyone is travelling with family as long as you do not quote there they are ok with it. One can tip right at the start and there will be no obstacles most of the time.

As far as the card and its points goes I am yet to utilize the benefits and will refer to this forum in case I need any help.

I wish to get an AMEX soon however my city is not listed and I am trying to find a way around it.
vkochar is offline   (2) Thanks
Old 23rd January 2023, 20:49   #6156
BHPian
 
lordtottuu's Avatar
 
Join Date: Oct 2019
Location: BER, MEL, & MAA
Posts: 64
Thanked: 312 Times
Re: The Credit Card Thread

Happily hopped onto the Magnus bandwagon. Was a fairly quick process too. Are there any noob friendly steps to get started with the card? Portals to get accelerated rewards and such? Thanks in advance!
lordtottuu is offline  
Old 23rd January 2023, 21:01   #6157
BHPian
 
Join Date: Jan 2020
Location: New Delhi
Posts: 142
Thanked: 268 Times
Re: The Credit Card Thread

Quote:
Originally Posted by tejas08 View Post
The 25K Bonus comes after 90 days. I have received it for two months till now and they are within the time-frame.
.
Can you please confirm if the bonus is not applicable on the first month billing?
Karan_n8 is offline  
Old 23rd January 2023, 23:46   #6158
BHPian
 
casnov's Avatar
 
Join Date: Jan 2020
Location: Bangalore
Posts: 62
Thanked: 341 Times
Re: The Credit Card Thread

Quote:
Originally Posted by lordtottuu View Post
Are there any noob friendly steps to get started with the card? Portals to get accelerated rewards and such? Thanks in advance!
Grabdeals

Extra ordinary Weekends

Wednesday Delights
casnov is offline   (3) Thanks
Old 24th January 2023, 06:36   #6159
BHPian
 
Join Date: Jul 2010
Location: Delhi
Posts: 68
Thanked: 64 Times
Re: The Credit Card Thread

Quote:
Originally Posted by tejas08 View Post
If you are in this game from a long term perspective, these TATs shouldn't matter much, specially when its about Airmiles accumulation. Airmiles accumulation is a game of Patience. You accumulate points for 12-18 months to redeem for a major travel goal.
Hi Tejas, thanks for clarifying a lot of doubts about magnus. I've a follow up question on the rent payment on INFINIA. I read that from Jan'23 rent payments will not receive points. However, I saw usual reward points credit in my recent statement for the Jan rent payment. I am wondering if this is an error? I've been using redgiraffe. Is redgirrafe rent payments exempt from this rule?
bhushan08 is offline  
Old 24th January 2023, 13:54   #6160
BHPian
 
tejas08's Avatar
 
Join Date: Nov 2013
Location: Mulund, Mumbai
Posts: 382
Thanked: 1,051 Times
Re: The Credit Card Thread

Quote:
Originally Posted by Karan_n8 View Post
Can you please confirm if the bonus is not applicable on the first month billing?
As per Axis bank customer support (Who themselves are a bunch of confused people), the T&Cs have changed and its applicable from 1st Month itself.

Now I would never take the word of Customer Support over Bank Website's T&Cs. However, almost everybody who got the card in September & October 2022, got the bonus points in December 2022 & January 2023 respectively. And I am talking about 100s of people.

Quote:
Originally Posted by bhushan08 View Post
Hi Tejas, thanks for clarifying a lot of doubts about magnus. I've a follow up question on the rent payment on INFINIA. I read that from Jan'23 rent payments will not receive points. However, I saw usual reward points credit in my recent statement for the Jan rent payment. I am wondering if this is an error? I've been using redgiraffe. Is redgirrafe rent payments exempt from this rule?
Did pay via Payzapp on Redgiraffe?
tejas08 is offline   (1) Thanks
Old 24th January 2023, 15:06   #6161
BHPian
 
Join Date: Jul 2010
Location: Delhi
Posts: 68
Thanked: 64 Times
Re: The Credit Card Thread

Quote:
Originally Posted by tejas08 View Post

Did pay via Payzapp on Redgiraffe?
I used smartpay (HDFC net baking) that lands to the redgirrafe registration
bhushan08 is offline  
Old 24th January 2023, 18:04   #6162
BHPian
 
Join Date: Jul 2021
Location: Mumbai
Posts: 139
Thanked: 202 Times
Re: The Credit Card Thread

Sorry in advance for a silly question, but what would you guys suggest between IDFC Wealth v HDFC Infinia v HDFC Diner Black? Thanks
youknowitbetter is offline  
Old 24th January 2023, 18:33   #6163
BHPian
 
Join Date: Feb 2022
Location: Chennai
Posts: 576
Thanked: 2,838 Times
Re: The Credit Card Thread

Quote:
Originally Posted by bhushan08 View Post
I used smartpay (HDFC net baking) that lands to the redgirrafe registration
I believe Redgiraffe payment is always categorised as Insurance. Please check your statement whether it is marked as rent or insurance.
thanixravindran is offline   (2) Thanks
Old 24th January 2023, 18:55   #6164
BHPian
 
Join Date: Jul 2010
Location: Delhi
Posts: 68
Thanked: 64 Times
Re: The Credit Card Thread

Quote:
Originally Posted by thanixravindran View Post
I believe Redgiraffe payment is always categorised as Insurance. Please check your statement whether it is marked as rent or insurance.
It shows up as "HDFC BILL PAY PAYNOW"
bhushan08 is offline  
Old 24th January 2023, 20:20   #6165
BHPian
 
Join Date: Sep 2019
Location: Hyderabad
Posts: 49
Thanked: 117 Times
Re: The Credit Card Thread

Just received a mail from RBL Bank stating that the complimentary Zomato Pro subscription is getting discontinued for the Zomato Edition Classic credit card in a month's time.

They're offering a three month free Zomato Gold subscription, but this is a bummer considering that the card was advertised by offering a complimentary Zomato Pro subscription as long as one has the card.

The Credit Card Thread-screenshot_20230124_201455_drive.jpg
SgtRepeat is offline   (1) Thanks
Reply

Most Viewed
Thread Tools Search this Thread
Search this Thread:

Advanced Search

Copyright 2000 - 2024, Team-BHP.com
Proudly powered by E2E Networks